El nivel de analfabetismo financiero en los hogares del sector urbano del cantón Coronel Marcelino Maridueña

Abstract

This research work has as main objective Determine the level of financial illiteracy in urban sector homes of Coronel Marcelino Maridueña, to demonstrate the percentage of knowledge and financial aptitudes of the population, because a research work that was carried out previously in Ecuador, demonstrated deficiency in financial issues and concepts. In the first part, the theoretical, conceptual and legal approaches were defined in what corresponds to financial illiteracy, which allowed to understand and analyze the theories that belong to the research. The focus of the methodology research was quantitative, so a digital survey that was validated and executed in Latin American countries by the CAF (Development Bank of Latin America) was carried out. This instrument allowed to collect information and got results that were analyze to determine the level of financial illiteracy in urban sector homes of Coronel Marcelino Maridueña. The results showed that there is financial illiteracy in urban sector homes of Coronel Marcelino Maridueña because the score was 12,82 and the minimum score was 13. The percentage of respondents with financial illiteracy is 47,08% and, for that reason, at the end of the research work, there is a proposal of financial education for the community.