Análisis evolutivo de las nuevas cláusulas del contrato de seguro establecido en la resolución no. SCVS-INS-2018-0007.

Abstract

The Superintendence of Companies, Values and Insurances issued the Resolution No. SCVS-INS-2018-0007, in which, dispositions concerning coverage and length were inserted among the insurance contract´s mandatory clauses whenever the payment of the premium was convened by financing. The author analyzed the nature of the premium’s payment obligation in order to focus on the way in which the issued resolution intends to deal with various inconsistences concerning the procedures of the insurers when that payment has been accorded in parts. Finally, the reach of the Superintendence´s regulatory power was explored and contrasted against the international context in order to discard if it has been extrapolated.