Análisis de la evolución del crédito para financiar actividades productivas en Ecuador en el periodo 2014 - 2018.

Abstract

The role of the financial system in any economy is fundamental, because it allows the population access to the different financial services, and at the same time this contributes to a greater dynamism among the different economic sectors of Ecuador. Therefore, credit is considered as an instrument that supports, creates and stimulates the growth of productive capacity to generate new business models and products that meet the needs of society. The objective of this research work is to study and analyze the evolution of the credit granted by financial institutions for the development of productive activities in the Ecuadorian economy, which allows visualizing and identifying the main aspects that affect the economic and productive growth of the country. For the realization of this essay the methodology used is based on a descriptive model since it allows the theoretical foundation of the research topic. Likewise, historical data obtained of the Banco Central del Ecuador [BCE], Superintendencia de Bancos [SB] and Asociación de Bancos Privados del Ecuador [ABPE]. Finally, the variations and incidences of bank loans and their impact on the productive sector of Ecuador during the period 2014 - 2018 are presented and presented.