Determinantes de las competencias financieras de los artesanos en la ciudad de Guayaquil – Ecuador.

Abstract

In this research work, we seek to analyze which are the determinants that influence the level of financial skills of artisans in the city of Guayaquil. In this way, the various authors that explain about financial competencies, their contexts and how to evaluate these in the theoretical framework are reviewed. Likewise, the method used is descriptive-correlational, with a quantitative approach and with deductive logic. The type of information handled in this research is primary, the data being collected through a 51-item survey; same that the standardized survey of the Financial Competencies of the Bank of Spain takes as reference, modifying according to the Ecuadorian reality. Finally, the main conclusion that was obtained was that the determinants of the Financial Competences were the Financial Products and the Attitudes towards saving.