Estudio de factibilidad para la creación de una agencia de la Cooperativa de Ahorro y Crédito Jardín Azuayo en la Parroquia Posorja.

Abstract

The issue regarding the feasibility study for the creation of an agency of the Jardín Azuayo Savings and Credit Cooperative in the Posorja parish is done because of the need of a financial entity in the sector for merchants and fishermen who are usually independent in their work, and are unaware of the importance of offering a better service at work, in addition to updating their actions through a sustained technological environment, controlling expenses and income to be more solid, in order to accommodate a medium-sized loan or long term, according to the viability of an efficient administration in the working day. The objective is to analyze through the theoretical basis the use of a credit through the financial institution, in addition to assessing the interest for a cooperative to represent savings and credit in the inhabitants, and then design a proposal that of operational feasibility, administrative and financial to the merchants and fishermen with the control of the regulatory mechanisms for their acceptance. The methodology applied is exploratory, and descriptive, the instruments used were the surveys carried out on the residents of Posorja. The results obtained allow the creation of the branch and at the same time measure the financial feasibility.