Análisis de la rentabilidad de los contratos de reaseguros, en una aseguradora del Ecuador periodo 2016 – 2021.

Abstract

The work presented is entitled "Analysis of the profitability of reinsurance contracts, in an insurer in Ecuador Period 2016 - 2021". It was assumed under a mixed approach, using quantitative and qualitative approaches; the Design was non-experimental, the method was deductive; the scope was descriptive. The population was 30 Insurance Companies that operate in Ecuador; The sample was non-probabilistic and was applied through intentional sampling, selecting as a sample a company that used the pseudonym "La Donadora" for confidentiality. As a data technique, a survey and a questionnaire were applied, analyzed through descriptive statistics and discourse analysis. Financial indicators and profitability were analyzed. It was possible to conclude that the company studied, despite the ups and downs faced, maintains levels of stability and profitability higher than those presented by other companies in the industry, which makes it profitable for reinsurers.