Influencia de los riesgos financieros de liquidez, solvencia y operacional en las pequeñas empresas textiles de la provincia del Guayas en los periodos del 2017 – 2021.

Abstract

The financial risk is involved in human activities, it is understood as the probability of occurrence of some event that occurs to the detriment. When referring to risk in the financial field, it highlights an eventual loss of money directly, being a financial affectation. The present work consists of a compilation of information on the risks immersed in the financial markets and their meaning, such as market, operational, liquidity and credit risk or insolvency. Punctually the methods for its adequate administration are analyzed. Financial risk is the possibility of a loss-generating event occurring that may affect the economic value of the company; in other words, it refers to the probability of suffering a loss of economic value. To complement it, it is stated that the financial risk is the risk for borrowed money and the problems that arise if the investor is not able to cover the debt payments, harming the project already launched. Financial risk can be controlled, as long as there is constant monitoring of the possibility of an event occurring and negatively impacting the company's objectives, not ignoring it, since it cannot be avoided.