Evaluación económica de los créditos colocados por las instituciones financieras a emprendedores durante la Pandemia SARS-CoV-2 para su reactivación.

Abstract

The main objective of this research work is "To economically evaluate the credits placed by the Financial Institutions [IFIS] to entrepreneurs during the SARS-Cov-2 pandemic for their reactivation" since the declaration of a health emergency in Ecuador as a result of SARS-Cov-2, which was signed by the Minister of Public Health, Mgs. Catalina Andramuño, through ministerial agreement No. 00126-2020 of March 11, 2020, the Ecuadorian territory has experienced one of the most devastating economic and social crises of recent years, with entrepreneurs and their businesses being among the most affected. For this reason, this study analyzed the loans granted by large banks to entrepreneurs to reactivate their businesses in Guayaquil. The methodological development was based on qualitative and quantitative approaches, with explanatory scope, evaluating the public information available on the Internet, which was processed and interpreted through descriptive analysis, being able to determine that the lack of support in lines of credit exclusively for entrepreneurship; as well as the transformation of businesses to alleviate much of their lack of income.