Implementación del dinero electrónico como mecanismo de eficiencia financiera en la economía popular y solidaria de la ciudad de Loja.

Abstract

In the country, the promotion of financial inclusion and efficiency of the most vulnerable sectors of our country has been demonstrated in a very marked way, which is why, through the implementation of electronic money, it is intended to achieve financial inclusion of the population that It represents around 60% that currently do not have or are not given the ease of accessing the financial services offered by the bank, this in an easier way and at lower costs. It is intended to analyze the impact and importance of this payment mechanism in financial inclusion in the province of Loja. Since this province was one of the first in the country that implemented the use of electronic money that translates into a system that serves to make payment for purchases in a technological way At the end, the items or costs reduced by the services that will be provided by the state in the electronic money in balance with the costs designated in the banking sector are exposed and that in a certain way can increase financial inclusion in our country.