La incidencia de las criptomonedas en economías en desarrollo. Caso Ecuador.

Abstract

The demand for cryptocurrencies in the world is due to a need for investors to select financial products that provide them with greater profitability with minimal risk; Speculation on the price of cryptocurrencies and its ignorance by the population in particular, put its use in debate, when referring to it as a resource that would be used to replace a currency, especially as payment by some digital means. The lack of knowledge of cryptocurrencies, the little development of securities markets in Ecuador, the limited development of the economic sectors that make up the Ecuadorian economy and the dependence on the behavior of the dollar in international markets to ensure stability in market prices. local authorities, it is proposed to carry out a study on the incidence in the application of cryptocurrencies in the development of the Ecuadorian economy, in order to probe a panorama of stability in prices and better conditions for the promotion of industries. For the present research, a non-experimental criterion is applied, with a qualitative and explanatory approach, based on the opinions of 30 economists, on arguments so that they can classify them as advantages and disadvantages of this currency in the Ecuadorian economy, concluding that the Ecuador is not prepared to implement cryptocurrencies as the official payment and circulation currency for commercial transactions, because it is not contemplated in the law, in addition there is no own and exclusive legislation, which offers special treatment, especially in the characteristic anonymity of who executes the transaction and the origin of the resources used.