Estudio del comportamiento de ahorro de agricultores de maíz de El Empalme para determinar alternativas de uso de capital.

Abstract

This Project was aimed at analysing the saving behaviour in maize farmers from El Empalme-Guayas to determine the different uses of capital. The agricultural sector is one of the most important to the Ecuadorian economy. Nevertheless, the lack of available capital has become an obstacle for the improvement of productivity and growth in this sector. The socioeconomic profile of corn farmers in El Empalme, the saving behaviour and the investment within this sector was delimited through interviews to experts and surveys conducted on a random sample of farmers. Finally, with the data collected it was concluded that farmers’ savings allowed investment to improve productivity and incentivise growth. Conversely, the average propensity to save in this group is similar to the one in other countries in the region.