El COVID-19 y su impacto en la administración de los recursos financieros de las cooperativas de ahorro y crédito del segmento 1 de la provincia de Tungurahua, durante el 2019 al 2021.

Abstract

Savings and credit cooperatives have been a fundamental pillar of the financial sector in Ecuador. Due to the banking holiday that occurred in 1999, control bodies were created in order to safeguard the resources of their clients and partners. Likewise, the vertiginous appearance of cooperatives in the country, especially in the central zone, has caused the regulatory institutions to be stricter in terms of the management of financial resources; In order to make this sector of the economy more reliable and secure, it is for this reason that during the most critical period of COVID-19, cooperatives had to seek new marketing, planning and administration strategies in order to adequately manage financial resources. and thus safeguard its permanence in the financial market, since its liquidity, profitability and delinquency indicators were compromised as a consequence of the confinement and the measures adopted by the government. Finally, it was evident that cooperatives in general were not prepared for this type of event, so it is necessary to suggest strategies for the adequate management of financial resources.